6 New Year’s resolutions for new homeowners

In this Tuesday, June 9, 2015, file photo, a "Sold" sign is displayed in the yard of a newly-constructed home in the Briar Chapel community in Chapel Hill, N.C. With just a few smart decisions, such as creating an emergency fund and getting an energy efficiency audit, you can get your homeownership off to a positive start. (Gerry Broome/AP, File)

In this Tuesday, June 9, 2015, file photo, a "Sold" sign is displayed in the yard of a newly-constructed home in the Briar Chapel community in Chapel Hill, N.C. With just a few smart decisions, such as creating an emergency fund and getting an energy efficiency audit, you can get your homeownership off to a positive start. (Gerry Broome/AP, File)

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