LB - House dCourier App

Home | Classifieds | Place an Ad | Public Notices | Subscriber Services | 928 Media Lab | Real Estate Search | Galleries | Obits | Yellow Pages | TV Listings | Contact Us
The Prescott Daily Courier | Prescott, Arizona

home : features : prime time October 03, 2015

1/25/2010 10:11:00 PM
Social Security: Husbands or wives (and kids) get benefits
Special to the Courier

At the start of a new year, many folks like to take stock of their situation in life - work, health, finances, etc. But most of us avoid doing much thinking about death - or what it might mean for surviving loved ones.

Still, wouldn't you feel better knowing that, if you were no longer living, your family wouldn't have to depend only on any life insurance or savings you might have? Of course you would.

So here are some basic facts that may interest you about Social Security survivors insurance.

If you are working and paying into Social Security, some of your Social Security taxes go toward survivors insurance. In fact, for most workers, the value of the survivors insurance under Social Security may be more than the value of any life insurance policy owned.

Who can receive survivors benefits based on your work? Your surviving husband or wife may be able to receive full benefits at his or her full retirement age.

They also can choose to take reduced survivors benefits as early as age 60. And, if your surviving spouse is disabled, benefits can begin as early as age 50.

Your minor children also can receive benefits if they are living with you and depend on you for income - as long as they are under age 18 or disabled. And if your widow or widower is taking care of your child or children younger than 16, then she or he may be eligible for benefits at any age.

So, the best life insurance plan may be one you already have but perhaps didn't know about. Now that you do know, it's easy to learn more.

For more information on widows, widowers and other survivors benefits, and to get an idea of just how much those survivors benefits might be, visit and select "Survivors" at the top of the page.

Iris Greene is district manager of the Social Security office in Prescott.

    Most Viewed     Recently Commented
•   AG: Con artists becoming more aggressive, send driver to 'help' victims get money (1969 views)

•   Out on bond, child porn defendant caught allegedly leaving U.S. (1921 views)

•   Official: At least 7 dead, 20 hurt in Oregon shooting (1452 views)

•   It's FAIR time! Here's what's happening at the Yavapai Fair today (1173 views)

•   Montezuma St. construction schedule eases Prescott traffic issues (1052 views)

Article Comment Submission Form
Comments are not posted immediately. Submissions must adhere to our Use of Service Terms of Use agreement. Rambling or nonsensical comments may not be posted. Comments are limited to Facebook character limits. In order for us to reasonably manage this feature we may limit excessive comment entries.
Submit an Article Comment
First Name:
Last Name:
Anti-SPAM Passcode Click here to see a new mix of characters.
This is an anti-SPAM device. It is not case sensitive.

Advanced Search

HSE - We want to hear from you
HSE - dCourier App
HSE- Rants&Raves

Quick Links
 •  Submit site feedback or questions

 •  Submit your milestone notice

 •  Submit your letter to the editor

 •  Submit a news tip or story idea

 •  Place a classified ad online now

 •  Browse the Yellow Pages

Find It Features Blogs Milestones Extras Submit Other Publications Links
Classifieds | Subscriber Services | Real Estate Search | Galleries | Find Prescott Jobs | e-News | RSS | Site Map | Contact Us
LB - Yavapai Gaming 1001

© Copyright 2015 Western News&Info, Inc.® The Daily Courier is the information source for Prescott area communities in Northern Arizona. Original content may not be reprinted or distributed without the written permission of Prescott Newspapers, Inc. Prescott Newspapers Online is a service of Prescott Newspapers Inc. By using the Site, ®, you agree to abide and be bound by the Site's terms of use and Privacy Policy, which prohibit commercial use of any information on the Site. Click here to submit your questions, comments or suggestions. Prescott Newspapers Online is a proud publication of Western News&Info, Inc.® All Rights Reserved.

Software © 1998-2015 1up! Software, All Rights Reserved